credit union in Monument

If you plan to go on vacation this spring or summer, it’s a good idea to keep track of everything early on. Here are a few tips on how to manage your money, establish your budget and think up your strategy without having to wait for the last moment in order to act:

  • If your expenses aren’t as big as you thought, or you have money left off after the holidays, you might be tempted to spend more. Try to avoid that temptation and instead start planning for your spring and summer vacations early on. Doing so will help you save money and have a better experience as well.
  • Create your budget based on necessities and priorities. For instance, you might need to set aside some money for HVAC inspections, roof repairs or some necessary renovations. Also, you might want to keep track of possible medical bills that could come up or save some money in case you need dental work. Solving these problems early on will help you to avoid larger bills and expenses that might otherwise keep you from having enough to spend on your vacations. A credit union in Monument offers financial wellness courses to help you with budgeting skills. Talk to a representative from any branch of AAFCU for the complete library of financial courses available to their members.
  • Try to create your itinerary early on and research all the places where you’re likely to stay. Also, it helps to reserve your accommodations and buy your plane ticket early on in order to save some cash as well.